PCI DSS Compliance

Payment Card Industry Data Security Standard

If you store, process, or transmit cardholder data, PCI DSS compliance isn't optional. We help you scope your cardholder data environment, close gaps against the 12 requirements, and manage the annual assessment or SAQ process. Version 4.0's previously future-dated requirements, including phishing-resistant multi-factor authentication for anyone with cardholder data environment access, became fully enforceable on March 31, 2025, and SMS-based codes no longer satisfy that bar on their own.

Who needs PCI DSS

  • Retailers and e-commerce platforms processing card payments
  • Payment processors, gateways, and fintech platforms
  • Any organization storing or transmitting cardholder data

Our approach

  • Cardholder data environment scoping and network segmentation review
  • Gap assessment against all 12 PCI DSS requirements
  • Remediation support for vulnerability scanning and penetration testing
  • SAQ or Report on Compliance (ROC) preparation

Frequently asked questions

Which SAQ type applies to us?

It depends on how you accept and process payments, for example, whether you use a fully outsourced payment page, a hosted iframe, or handle cardholder data directly. We help determine the correct SAQ type as part of scoping, since using the wrong one is a common and costly mistake.

What changed with PCI DSS 4.0 that we need to act on now?

The biggest practical change is authentication: phishing-resistant multi-factor authentication is now required for all personnel with access to the cardholder data environment, alongside tightened logging and encryption expectations. If your MFA today is SMS-based, that's the first gap to close.

Can network segmentation reduce our PCI DSS scope?

Yes, properly implemented segmentation that isolates the cardholder data environment from the rest of your network can significantly reduce the scope of systems subject to the full requirement set, and it's usually one of the highest-value changes available.

Ready to start your PCI DSS journey?

Tell us where you are today and we'll scope a gap assessment to get you audit-ready.

PCI DSS Compliance | Eiferone